Author Archives: Craig "hachiroku" Mercer

We are in it friends.

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We are in it friends. The fight of our lives maybe? Every fight has its price and this one is going to cost us…a lot. We don’t even know what it will cost yet. However, the world will go on and the sun will rise tomorrow.
I want you all to know how much you have contributed and impacted me in my life. Some of you know who you are…and some of you don’t, but you have impacted me nonetheless.
Thank you! Thank you for being you because it has blessed me. Now, I encourage you to not lose hope, not to lose faith! We can all make it through this if we stick together.

Transitions!

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Transitions! After 11 years, today will be my last day with Island Health as I begin a new adventure with Coast Capital Savings next Monday (Jan.20th). It has been an honour and a privilege to work with so many great colleagues at VIHA over the years. I am now excited to work with new colleagues, face new challenges and new opportunities. Here is to the transition points in our lives…Cheers!

The Lazy Investor – Derek Foster

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4 Stars = MUST READ

The Lazy Investor - Derek Foster

Two words…dividend investing. I am not sure when I stumbled upon the dividend investing strategy, but stumble upon it I did, which lead me to the Lazy Investor by Derek Foster. It is a really straight forward book about Dividend Reinvestment Plans (aka DRiPs or DRiPing) and Stock Purchase Plans (aka SPP) also also referred to as Optional Cash Purchasing (aka OCP) which when combined together over the long term make for a solid income generation plan.
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Five Wealth Secrets 96% of Us Don’t Know – Craig Hill

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3 Stars = Good Read for Most

Five Wealth Secrets 96% of Us Don't Know - Craig HillA gift from my Mom. She knew we were well into our war on debt and this handy little book got us thinking about more than just paying down debt. It got us thinking about the future and also what legacy we might leave for our descendants.The five wealth secrets are:

  1. Use Jars
  2. Focus on Vision
  3. Invest in Multiplication
  4. Anticipate Economic Cycles
  5. Leave an Inheritance for Two Generations

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Mercer Website Update 2015 – Tomidou Added

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website-icon It’s been a couple of years since we paid much attention to the Mercer’s website. We were working on a side project called “Tomi Dou“. Tomi is Japanese for “wealth” and Dou is Japanese for “the way of” Tomi Dou = “The Way of Wealth” which is a collection of our strategies for getting out of debt (something we accomplished in November 2014) and hopefully our journey to financial independence. Instead of releasing a whole new sub-blog we decided to that move all those articles into our main site here: https://themercers.ca/category/tomi-dou-the-way-of-wealth/. We’re hoping others will benefit from some our lessons learned.